Consolidated commercial lending - the real business case for unified commercial lending platforms
Specialist point systems are not the answer to the problem of cost-ineffective lending operations, they are the cause. A unified lending solution can do more than just cut costs however – it can move the return on equity needle. The extensive system fragmentation within the typical institution’s commercial lending business is a consequence of the accumulation of multiple solution offerings over time. Having created this Gordian knot of systems and processes, the dream of a global platform based on a single data model with common, scalable operational processes is seemingly lost forever. Or is it?
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